formaldehyde in cigarettes effects 13.6 Smoking and Health – Human Biology E-cigarettes examined: Do they contain

[47] There are also social concerns - use of e-cigarettes may normalize tobacco use and prolong cigarette use for people who could have quit, and it could put extra pressure on smokers to stop cigarette smoking because e-cigarettes are a more socially acceptable alternative

Furthermore, if you acquired a chronic illness during your previous policy term, the new insurer's medical underwriters may apply premium "loading" (additional risk charges) or specify modified policy terms

#4 Just noticed mine does this too

Modifications that we have observed in the new edition include a moderate number of editorial changes (bringing the biographical and historical material up to date, but not correcting all of the old typographical errors), the substitution of a few new photographs for older ones, the deletion of several items and expansion of others, and the addition of a new chapter, with a net increase of a half-dozen pages over the former total of 298